Revolutionising health insurance with technology

Munish Daga, CEO, Remedinet Technologies, expounds on the scope and possibilities of digital platforms for healthcare insurance in India. This article was first published in the January edition of Express Healthcare.

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The Gap

Despite the technological evolution of the healthcare sector over the past two decades, health insurance in India continues to grapple with the same difficulties such as lack of adoption and complex utilisation. As a result, the adoption numbers struggle to make it past a disappointing percentage figure in a country with the second largest population in the world. On the flip side, the situation in which the health insurance industry currently finds itself, also presents tremendous opportunities to evolve, possibility to scale, and scope to become profitable. The emergency of the situation, in several cases has not only served as a business opportunity, but also led to the adoption of digital frameworks as foundational pillars that ensure last mile delivery of health insurance for the policyholder.

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Remedinet for Cashless Outpatient Health Insurance

Cashless Outpatient Health Insurance Cover can be made possible using Remedinet’s technology solutions

All parties involved can transact in real-time and share information, including reports in an electronic format

By connecting the entire ecosystem using a mobile application, beneficiaries can utilize outpatient health insurance at the click of a button.

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Pre-budget expectations: Encourage outpatient cover

This story was first published on ETHealthWorld.com on February 3rd 2016.

 

Irrespective of the policy changes that are made and implemented, irrespective of the schemes that are passed for the benefit of the masses, if healthcare expenditure is the cause for poverty, then we have a serious problem. Therefore, the focus of any step towards health insurance inclusion should aim to simplify adoption and use, as well as make utility affordable for everyone.

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