India’s healthcare insurance segment remains a largely untapped market for new technologies, but its adoption rate is on the rise. Gross written premiums grew by 16% in 2012-2013 to Rs 15,341 crore. Although this rise is good news for the country, the hassle of filing an insurance claim when you/family member falls ill, still continues. The typical processes are done manually, where patients get physical copies of reports, scan them and then upload them. Cashless payments take plenty of time to be cleared and only account for about 30% of the insurance market.
This story was first published on ETHealthWorld.com on February 3rd 2016.
Irrespective of the policy changes that are made and implemented, irrespective of the schemes that are passed for the benefit of the masses, if healthcare expenditure is the cause for poverty, then we have a serious problem. Therefore, the focus of any step towards health insurance inclusion should aim to simplify adoption and use, as well as make utility affordable for everyone.
This story was first published in the January issue of Express Healthcare.
Munish Daga, CEO, Remedinet recommends using the mobile phone as a medium to improve health insurance coverage in the coming year
Keeping the current government’s Universal Health Assurance Mission (UHAM) in mind, a solution that promotes universal healthcare will have to use technology in a way that is simple and robust, as well as scalable. The focus needs to be on a solution that aims to bring the consumers – the beneficiaries into the loop and enables them with the ability to use as well as monitor their health policy with minimum hassles and maximum transparency. More importantly, this solution should be able to make a scheme such as UHAM accessible to every single citizen of the country. And, that is the prediction for healthcare insurance, not just for 2016 but also for the foreseeable future.
This post was first published on Networked India in December.
This story was first published in Express Healthcare in November.
Remedinet,, a healthcare IT solutions provider, recently tied-up with Bajaj Allianz for a healthcare insurance solution. Munish Daga, CEO, Remedinet Technologies shares more details of the agreement and elucidates how it would be beneficial to simplify operations for Bajaj Allianz, in an interview with Lakshmipriya Nair Excerpts